Analyst, Structured Credit EMEA

Overview

In this role you will contribute to Fitch’s European Structured Finance team by delivering rigorous credit analysis for mortgage, consumer, and corporate loan transactions, including CLOs. You will model default and cash flows, review legal and underwriting documents, and prepare rating proposals and rationale for internal committees and external investors. You’ll collaborate with transaction originators, arrangers, and cross-functional teams to deepen criteria and research. This is a growth-focused, client-facing role in a hybrid, learning-driven culture that values clear communication and analytical rigor.

Pay / Benefits

• Hybrid work environment (3 days in office)
• Dedicated trainings and mentorship programs
• Retirement planning and tuition reimbursement
• Comprehensive healthcare benefits
• Parental leave policies
• Inclusive work environment and volunteering opportunities

Responsibilities

• Implement default, recovery, and cash flow modelling for transactions
• Review transaction legal documents and underwriting/servicing of originators and CLO managers
• Prepare rating proposals for presentation to internal rating committees
• Communicate rating rationale to investors and market participants via reports, presentations, and meetings
• Engage with arrangers and originators to understand asset characteristics and structural features
• Assist in the development of criteria and supporting research

Key requirements

• Some prior experience in finance
• Highly numerate and analytical with advanced Excel skills
• Knowledge of securitization structures, especially CLOs, is beneficial
• Ability to review and analyze legal contracts from a credit risk perspective
• Excellent written and verbal communication in English

• Excellent written and oral communication
• Numerate and analytical mindset
• Collaborative, client-focused mindset
• Advanced Excel skills
• Securitization knowledge (CLOs)
• Credit risk analysis

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