Product Manager

Overview

As Product Manager for Open Banking and the categorisation engine, you will own the roadmap and performance of core affordability capabilities. You’ll coordinate cross‑functional teams in the UK and India, partner with clients, and drive measurable product outcomes. Expect to shape how Open Banking data informs client decisions, improve categorisation accuracy, and optimise the overall journey. This is a high-impact role in a data-driven, collaborative culture.

Pay / Benefits

• hybrid working (2 days in Nottingham)
• great compensation package and discretionary bonus
• pension
• bupa healthcare
• sharesave scheme
• 25 days annual leave + 8 bank holidays + volunteering days

Responsibilities

• Roadmap ownership for Open Banking and categorisation engine; backlog prioritisation balancing client value, feasibility and commercial return; define release goals with measurable criteria
• Lead end-to-end performance of the Open Banking journey (consent conversion, bank coverage, availability, time to decision) and improve categorisation quality (accuracy, edge cases, merchant ID, income/expense derivation)
• Establish dashboards, reports and regular optimisation cadence using experiments (A/B, champion–challenger) to prove improvements
• Create feedback loops from client input and support themes to a prioritized improvement backlog; balance accuracy with processing cost
• Act as trusted advisor to clients; conduct regular engagement and roadmap/performance reviews; translate insights into well-scoped requirements and user stories
• Develop understanding of product P&L, revenue, cost and margin drivers; build business cases and shape packaging, pricing and go-to-market for new capabilities
• Communicate roadmap and decisions to senior stakeholders; collaborate with compliance, legal and risk for regulatory requirements (AISP, consent, data retention)
• Maintain knowledge of Open Banking (AISP models, API standards, consent/auth flows, data quality) and transaction categorisation (rules-based and ML-based) and engage engineers/data scientists to assess trade-offs

Key requirements

• PM experience in financial services or FinTech
• proven ability to optimise live products using data
• client-facing experience and ability to build trusted relationships
• commercial experience including basic P&L and pricing understanding
• experience with distributed/offshore development teams
• comfortable in evolving product contexts with rapid iteration
• experience in regulated environments with compliance/legal/risk
• data-driven decision-making experience
• experience with Open Banking journeys, transaction categorisation or data enrichment is highly advantageous
• wider affordability, lending or credit risk domain experience advantageous

• client relationship management
• stakeholder management
• structured discovery and facilitation
• Open Banking concepts (AISP, API standards, consent and authentication flows)
• transaction categorisation (rules-based and ML-based)
• data enrichment and income/ expenditure derivation

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