Senior Credit Strategy Manager

Overview

In this role you help shape lending decisions across consumer portfolios, owning strategies and driving outcomes. You work hands-on to implement data-driven changes and improve performance, rather than just report results. You collaborate with Decision Scientists and cross-functional teams to leverage predictive models and portfolio insights. Your work translates analytics into actionable lending improvements that support the business goals. This is a data-driven, impact-focused opportunity with clear ownership of credit strategies and stakeholder communication.

Responsibilities

• Develop and optimise credit strategies across the customer lifecycle
• Investigate portfolio trends, risks and opportunities
• Recommend and implement data-driven changes to improve outcomes
• Support new lending initiatives
• Present clear analysis and recommendations to senior stakeholders
• Use SQL, Python, SAS or similar tools to solve problems and automate processes
• Work with Decision Scientists to get the most from predictive models
• Support junior analysts
• Collaborate with teams across the business

Key requirements

• Degree (or equivalent experience) in a quantitative subject
• Substantial experience in credit risk strategy, portfolio analytics or decision science
• Experience developing credit strategies in consumer lending
• Good understanding of portfolio management and underwriting
• Experience with credit reference agency data and decisioning systems
• Strong SQL skills, with experience in SAS, Python or similar tools
• Ability to influence senior stakeholders with insight
• Strong analytical and problem-solving skills

• Stakeholder influence
• Cross-functional collaboration
• Strong communication of insights
• SQL
• SAS
• Python

…