Credit Underwriter

Company: Fintellect Recruitment
Apply for the Credit Underwriter
Location: Manchester
Job Description:

My client, a fast-growing alternative lender & brokerage, is looking to hire a Credit Underwriter to join their expanding team in the North West.

This is a fantastic opportunity to join a dynamic, entrepreneurial business providing fast, flexible funding solutions up to £5m for SMEs across the UK.

The Role

As a Credit Underwriter, you’ll be responsible for assessing and approving business loan applications, playing a key role in supporting strong, commercially driven lending decisions.

  • Assess creditworthiness of SME clients applying for business loans up to £50k.
  • Analyse financial statements, bank data, and credit reports.
  • Make informed lending decisions within delegated authority.
  • Work closely with brokers and internal sales teams.
  • Balance risk management with a commercial, deal-focused mindset.

What We’re Looking For

  • Experience in underwriting, credit analysis, or SME lending.
  • Strong understanding of financials and risk assessment.
  • Commercial mindset with sound judgement.
  • Ability to thrive in a fast-paced, growing environment.
  • Experience within alternative lending or broker-led deals is advantageous.
  • Join a rapidly scaling and ambitious business.
  • High-impact role with real ownership.
  • Supportive, collaborative culture.
  • Excellent progression opportunities.

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Posted: October 22nd, 2026