Financial Crime Compliance Executive

Overview

In this role, you provide second-line oversight of financial crime compliance, helping MBFS protect the business and customers from risk. You will challenge and influence stakeholders while applying AML/CTF knowledge to complex cases. The position sits within a regulated, collaborative environment and supports regulatory reporting, governance forums and risk monitoring. You will drive improvements to controls, risk assessments and monitoring programs, contributing to a strong risk culture and compliant operation.

Pay / Benefits

• hybrid working
• competitive salary and bonus
• private medical and other insurance options
• company pension
• 25 days leave (rising with service)
• wellbeing and support programs

Responsibilities

• Maintain AML Directives in line with UK regulations
• Act as 2LOD SME for complex customers and risk decisions
• Challenge CRA methodology, country ratings and risk-tiering
• Support the annual BWRA and 2LOD screening oversight
• Oversee alert investigations and rule changes with DMLRO
• Produce TM MI and escalate systemic issues
• Triage and decision internal SARs; prepare external SARs for approvals
• Own the SAR register and liaise with NCA/UKFIU and police
• Set 2LOD control expectations for fraud and CIFAS/Hunter use
• Support ABC programme and Criminal Finances Act controls
• Deliver FCC monitoring/assurance plan and QA of 1LOD case files
• Own FC issues, breaches, and events register; support Internal Audit
• Manage FCWG papers; chair FCWG in DMLRO’s absence
• Deliver MLRO/DMLRO MI and regulatory reporting inputs
• Own FCC training programme and horizon-scan regulatory updates

Key requirements

• Broad financial crime compliance experience in a 2LOD role
• Knowledge of UK regulatory framework (MLO 2017, POCA, Terrorism Act, JMLSG)
• Experience providing independent review and escalation of complex cases
• Experience with financial crime monitoring, assurance or QA and MI
• Strong analytical, written and stakeholder-management skills

• Analytical mindset
• Stakeholder management
• Ability to challenge and influence
• AML/CTF
• Customer risk assessment
• Screening

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