Product Manager

• Shape Savings pricing strategy with Product leadership and the Head of Pricing, Planning & Performance translating strategic intent into pricing outcomes
• Support the commercial performance of the UK savings portfolio, including delivery against balance sheet, income and customer objectives.
• Establish and agree pricing principles, guardrails and rate architecture direction to support consistent decisions at pace particularly through market volatility
• Monitor customer behaviour, market developments and competitor propositions, translating insight into recommendations and product improvements
• Support the development and delivery of product change, from defining the customer and business need through to implementation and post-launch review, acting as an SME for our change teams
• Work collaboratively with Propositions, Distribution, Digital, Marketing, Finance, Risk, Compliance, Operations, Technology and Analytics to deliver agreed outcomes
• Identify opportunities to simplify processes, strengthen controls, reduce risk and improve customer experience
• Prepare analysis, recommendations and updates for stakeholders and governance forums, escalating risks and issues promptly
• Demonstrate strong understanding of balance sheet mechanics, financial drivers and commercial awareness that influence pricing and performance
• Experience in product management, propositions or commercial management with an understanding of UK retail savings products, customer needs and the competitive market
• Good analytical and problem-solving skills, with the ability to turn information into clear recommendations and actions
• Partner effectively across Product, Finance, Treasury, Risk and Distribution with demonstrable delivery through cross-functional teams and governance
• Excellent communication and stakeholder-management skills, with confidence working across different teams and levels of seniority
• The ability to manage multiple priorities, meet deadlines and maintain attention to detail in a changing environment

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