Lead Credit Risk Analyst (BTL)

Overview

In this role, you will lead Secured Buy to Let lending analytics and policy development, shaping risk insights to support safe growth. You will work with cross-functional teams to drive compliant lending strategies and meaningful outcomes. You’ll manage analytics, reporting, and controls to ensure accurate results and strengthen risk governance. This position offers development opportunities within a global bank and a chance to influence housing finance strategy at scale.

Pay / Benefits

• Private healthcare for UK-based employees
• Enhanced maternity and adoption pay
• Contributory pension scheme with employer contribution
• Tailored professional development opportunities
• Competitive pay and benefits package

Responsibilities

• Lead and monitor Secured Buy to Let lending strategies and policies using data-driven analysis
• Scope regular and ad-hoc analytics and reporting on Secured Buy to Let lending and portfolio
• Deploy and maintain a robust control environment
• Prioritise planned work and manage ad-hoc requests effectively
• Ensure integrity and accuracy of delivered results
• Contribute to department vision and act as a role model for junior colleagues
• Support, coach and upskill junior team members
• Foster productive relationships with wider teams and offshore analytics
• Collaborate with stakeholders to align analytics with regulatory and internal policy requirements

Key requirements

• Proven credit and analytical experience in Buy to Let lending within a financial services or data-driven setting
• Knowledge and experience of the Buy to Let market and landlord lending needs
• Excellent knowledge of the credit life cycle
• Track record of delivering complex projects on time and on budget and strong time management

• Stakeholder management
• Coaching and mentoring junior colleagues
• Effective time management
• Buy to Let lending analytics
• Credit life cycle knowledge
• Data-driven analytics techniques

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