Corporate Banking Credit Analyst (Mandarin speaking)

Overview

In this role you will assess credit risk for corporate borrowers and prepare loan applications that support approvals. You will analyze financial statements, cash flows, and debt capacity, and perform periodic reviews of existing clients. You’ll build forecasts, stress tests, and valuation models, while supporting relationship management and client meetings. You will collaborate with credit risk, legal, and business teams to drive sound loan decisions and execution. This is aMandarin-speaking, client-facing opportunity to contribute to corporate lending at a London-based bank.

Responsibilities

• Conduct credit analysis for corporate borrowers and prepare credit applications for loan approvals
• Analyze financial statements, cash flows, debt capacity, and credit risks
• Perform periodic credit reviews of existing borrowers and projects
• Prepare financial forecasts, stress tests, and valuation models
• Support corporate client relationship management and participate in client meetings
• Liaise with credit risk, legal, and business teams to support loan approvals and execution

Key requirements

• Minimum 2 years’ experience in corporate banking, credit analysis, or risk management
• Understanding of corporate lending, syndicated and bilateral loans
• Strong financial statement analysis, credit assessment, and financial modelling skills
• Ability to independently conduct credit analysis and prepare credit applications
• Excellent analytical, communication, and stakeholder management skills
• Bachelor’s degree in Finance, Economics, Accounting, or a related field
• Mandarin language skills and CFA/ACCA qualifications are advantageous

• analytical thinking
• clear communication
• stakeholder management
• financial statement analysis
• credit analysis
• financial modelling

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