Reference: 128905Senior Credit Analyst
Make sure to apply with all the requested information, as laid out in the job overview below.The roleYou will help shape lending decisions across consumer portfolios, owning strategies and improving performance. This is a hands-on role focused on driving decisions and outcomes, not just reporting.Key responsibilitiesDevelop and optimise credit strategies across the customer lifecycle Investigate portfolio trends, risks and opportunities Recommend and implement data-driven changes to improve outcomes Support new lending initiatives Present clear analysis and recommendations to senior stakeholders Use SQL, Python, SAS or similar tools to solve problems and automate processes Work with Decision Scientists to get the most from predictive models Support junior analysts Collaborate with teams across the businessAbout youDegree (or equivalent experience) in a quantitative subject Substantial experience in credit risk strategy, portfolio analytics or decision science Experience developing credit strategies xrnqpay in consumer lending Good understanding of portfolio management and underwriting Experience with credit reference agency data and decisioning systems Strong SQL skills, with experience in SAS, Python or similar tools Ability to influence senior stakeholders with insight Strong analytical and problem-solving skills…