Credit Ratings Senior Analyst

Job Details: Credit Ratings Senior Analyst

Full details of the job.

Vacancy Name

Vacancy Name Credit Ratings Senior Analyst

Vacancy No

Vacancy No VN985

Location Country

Location Country United Kingdom

Work Location

Responsibilities

• Develop and maintain risk and rating framework, ensuring risks are documented and approved for Real Estate Credit.
• Conduct thorough analysis of Real Estate Credit portfolio and new opportunities and effectively communicates those outcomes.
• Complete annual review cycle of rating methodology of external manager and internal ratings on the portfolio.
• In collaboration with the fund manager, gather and process information on proposed asset classes and transactions, including the review of the market, publicly rated peers, transaction structure and legal documentation.
• Portfolio monitoring, working with fund manager to ensure information flow and on-going monitoring of the loan portfolio.
• Criteria development and processes, owning the internal rating procedures.
• Contribute to the development and maintenance of the partial internal model for Real Estate Credit risk, ensuring comparability of internal and external ratings approach through update of internal criteria in response to external evolution.
• Actively participate in Credit Committees, providing insights and ensuring robust challenge of credit ratings and risk assessment.
• Maintain detailed records and documentation of rating decisions and methodology updates to ensure audit readiness and regulatory compliance.
• Monitor market and regulatory developments impacting Real Estate Credit risk.
• Data management, identifying, designing and implementing internal process improvement.
• Support the wider investment team and CIO as required.
• Comply with the FCA’s conduct (and senior conduct) and Consumer Duty rules and the PRA’s conduct (and senior manager conduct) standards as set out.
• Notify the regulator(s) of matters reasonably expected to be notified.

Core Competencies

• Real Estate Credit Ratings or risk background with 3+ years in similar role or at Ratings Agency.
• Understanding of the key risk and controls needed for managing Real Estate Credit.
• Experience managing relationships with a range of third parties and Investment Managers, preferably external.
• Ability to communicate effectively at all levels, including Board level, and to motivate a team.
• Good presentation, communication, delegation, negotiation and conflict management skills.
• Critical thinking and problem solving skills.
• Excellent planner and organiser, pragmatic, adaptable and flexible.

Experience and Qualifications

• Experience in the asset management/investment or Rating agency industry within Real Estate Credit.
• Excellent knowledge and experience of Real Estate credit risks and rating methodologies.
• Good experience of the regulatory environment and industry awareness in the UK for life offices and working with the regulators.
• Strong customer, stakeholder and people management skills.
• Strong project management skills.

#J-18808-Ljbffr…