Credit Risk Analyst

Company: Smart10 Ltd, Trading as SMT Recruitment
Apply for the Credit Risk Analyst
Location: Hatfield
Job Description:

Job Title: Credit Risk Analyst

Salary: Competitive (DOE)

Benefits: Excellent company benefits package

Location: Hertfordshire

Hours: Monday-Friday

What you want to know about this employer

  • Join a highly successful, established global organisation with an excellent reputation and strong UK presence.
  • A fantastic opportunity for someone early in their Finance career to develop specialist experience within Credit Risk and commercial analysis.
  • You’ll join a supportive, experienced team with exposure across the wider business and plenty of opportunity to learn and develop.

Purpose of the role

We’re looking for a bright, analytical individual to join an established Credit Risk team.

You’ll use financial and customer data to identify trends, monitor risk and support commercial decision-making, alongside producing reports and helping improve processes through BI, automation and technology.

What you’ll be doing

  • Analysing customer portfolios, financial information and payment history.
  • Monitoring credit exposure and identifying changes or potential risks.
  • Producing reports, KPIs and analysis to support business decisions.
  • Using Excel, BI and technology to improve reporting and processes.
  • Working closely with colleagues across Finance and the wider business.
  • Supporting ongoing improvements within the Credit Risk function.

What we’re looking for

  • A Finance, Economics, Business or related degree would be ideal.
  • Around 1-2 years’ experience within Finance, Credit, Risk or an analytical role.
  • Strong Excel and analytical skills with excellent attention to detail.
  • Commercially minded, naturally inquisitive and confident working with numbers.
  • Keen to learn and develop within Credit Risk.

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Posted: October 22nd, 2026