Senior Credit Risk Analyst – FinTech

Overview

In this role you will shape lending strategies for a fast-growing fintech, spanning acquisitions and existing customers. You will influence pricing, profitability, affordability, and broader lending decisions to drive growth and commercial improvements. You will analyse portfolio performance to forecast future developments and integrate CRA and customer data to boost business performance. You join a dynamic team at the forefront of data-driven lending.

Pay / Benefits

• bonus
• private medical care
• pension scheme

Responsibilities

• Develop and drive lending strategies across acquisitions and existing customers
• Support pricing, profitability, affordability, and lending decisions to enable growth
• Analyse portfolio performance to inform innovation and forecasting
• Integrate CRA and wider customer data to enhance business performance
• Collaborate with cross-functional teams to implement risk strategies
• Monitor and adjust credit risk policies based on data insights

Key requirements

• Experience in consumer lending
• Strong background in developing and leading implementation of credit risk strategies
• SQL or Python experience
• Experience with SME or business lending is highly desirable

• SQL
• Python

…