Data Scientist – Third-Party Acquisition

Overview

As a Data Scientist in 3PA Germany, you will turn data into actionable recommendations that shape broker and partner funnels. You design experiments and build models to understand conversion, take-up, and lifetime value, influencing commercial and product decisions. You work cross-functionally to prioritise impactful questions and help expand access to finance for thousands of SMEs. This role sits in a collaborative data science culture focused on evidence-based, scalable impact.

Pay / Benefits

• Flexible working hours
• Medical insurance from Vitality
• 25 days’ holiday per year
• A one-month, fully paid sabbatical after four years
• 3% Pension contributions
• Employee equity incentive scheme

Responsibilities

• Design and analyse experiments across broker and partner funnels
• Develop models to predict loan take-up and customer lifetime value
• Assess competitive position and inform journey improvements
• Explore how lending product terms affect conversion and inform product and risk decisions
• Collaborate with commercial and product teams to translate findings into actionable recommendations
• Share methods and learnings with other iwoca data science teams

Key requirements

• Statistical foundations from a quantitative field (mathematics, physics, statistics)
• Design and analysis of experiments; causal inference from observational data
• Commercial judgement to translate data into actionable recommendations
• Analytical ownership from problem framing to decision
• Coding for analysis (Python; R acceptable)
• Experience using AI to augment analyses and validate outputs
• Strong written and spoken communication for non-technical stakeholders

• Clear and concise communication
• Commercial acumen
• Collaborative mindset
• Python
• R
• Causal inference

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